The next generation of Citi’s online credit card application

Citi Retail Services provides credit card services to 25+ retail partners with over 23 million applications processed annually. The new application streamlined the experience with a mobile first approach to be anywhere customers wanted to apply.

Project

58% of Citi’s online applications were on a mobile device

Emerging trends showed a steady rise in chat based interfaces used for complex tasks

Based on these findings, the team and I took the opportunity to capitalize on this emerging trend and create a conversational user interface that streamlines the process of applying for a credit card. To serve as the foundation of this new, white labeled product, we created a multi-brand component library supporting 25 different retailers.

After the initial launch, and feedback from customers, we made additional optimizations that improved the time for completion.

  • Initial Launch

    For the initial launch customers filled in each field separately using a single input above the keyboard similar to a messaging app.

  • Post Launch Enhancement

    Based on research gathered from the initial launch, we updated the design to combine related sets of fields resulting in a more streamlined experience.

Little Big Details

  • Alpha numeric keyboard input.

  • Email specific keyboard input.

  • Number specific keyboard input.

Results

5% increase in new customers

9% increase of online accounts

11% increase in enrollment for paperless statements

My Role

Design Lead and principal designer managing three other designers on the project.

Other Contributors

UX Lead
3 UX designers
1 design technologist
1 content strategist
1 copywriter